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Individuals who serve on a corporation’s board, whether publicly traded, private or non-profit, are exposed, through the performance of their duties, to liabilities for which they can be held personally responsible.

Shareholders or business partners may allege financial mismanagement, or perhaps others may sue for damages, claiming the corporation has engaged in improper business practices with the knowledge of the board. Claims for damages resulting from conflicts of interest or corporate misrepresentation would not be covered by Commercial General Liability, and even if they are eventually proved to be untrue, the costs for legal defense can be crippling.

Directors & Officers Liability coverage can defend and indemnify your Directors and Officers, protecting the corporation’s key people from the possibility of personal financial loss.

At FCA, we partner with well-respected insurers to protect both your corporation and the personal interests of your Directors and Officers.