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Often individuals or small groups, like casual sports teams or community organizations, rent facilities from municipalities, private venues, malls or shopping centres, but do not have their own liability coverage to respond in case of an accident during their rental period. However, it is only prudent for the facility owner to ask their short-term renters to provide insurance for potential liability hazards that they could be creating. How to solve the problem?

With FCA’s program for Facility Owners, those using the rented premises can obtain affordable, separate protection for themselves while also safeguarding the facility owner’s potential liability. Premiums are paid by the renters, and coverage is available up to $5,000,000. Participants and liquor liability are also covered by the policy.

Your FCA advisor can provide more information regarding this type of insurance.