Professional Liability Insurance for Architects & Engineers, which is also known as Architects & Engineer’s E&O Insurance, is a policy that protects an individual, or firm against lawsuits that can arise from negligence from their professional capacity. As a professional Architect or Engineer, you are regulated by the Provincial Regulatory body which requires a duty of care to be maintained.
Any failure to maintain the duty of care, can result in the architect, engineer or firm being deemed negligent which can lead to legal and regulatory action. Part of the duty of care requirements for many architectural and engineering firms is to carry professional liability insurance, making coverage a necessity to work and operate.