Without CGL, financial strain can occur from being required to pay all costs associated with legal processes and financial losses stemming from the lawsuit, out of pocket.
Legal encounters can cause negative publicity which can hurt your reputation with clients and in turn, negatively impact revenue.
Without CGL, your company may be denied opportunities for not meeting contractual obligations for projects or having sufficient requirements for leasing commercial spaces.
Without CGL, most lending institutions will not approve financing agreements.
Working with an experienced and knowledgeable insurance broker who knows your industry and takes the time to understand your business is key to securing suitable insurance protection.
To get started with obtaining CGL, business owners will typically be assessed on your years in business, experience level, claims history (including frequency and severity) and your reputation in the industry.
Sources of information typically required to obtain coverage include:
As your advocate, FCA will advise you on how to confidently address and manage claims. We will ensure that your claims are processed efficiently and effectively. FCA partners with the best claims professionals to ensure that we can make difficult situations as simple as possible.
Hired and non-owned auto liability insurance is a coverage found most often on commercial general liability policies. This coverage provides protection for the business in the event an employee gets into an at-fault auto accident while driving their own personal vehicle or any other vehicle not owned as well as a rented vehicle over the course of their work day.
Laura does the work to get us the best prices with the best coverage. She also keeps us abreast of the new types of insurance that a business such as ours might need. Her yearly renewal visit is comprehensive to say the least, but when she leaves, we all understand the exact nature of each and every policy our business has.
FCA covers us for all our business requirements, from equipment to liability, property, builds and everything in-between. Errol Williams is so patient and helpful; I am always confident that we are getting the best possible coverage at a competitive rate. Always the best service!
Jamie and his team have been great to deal with, providing transparent advice and excellent service!