Manufacturing Insurance

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What is Manufacturing Insurance?

Manufacturing Insurance provides coverage for companies in the manufacturing industry against business risks associated with their operations. As a manufacturing company, you are adding value by creating a part or a whole of a product and with that comes risk.

Manufacturing business insurance casts a broad net because coverage varies depending on the industry sector. It is unique because while the core risk of building a product is the same, the nuances of working with plastics or metals can be drastically different from that of food and beverage related products.

This form of insurance is an essential component of your company’s business plan and you should not serve anyone without obtaining this coverage first. The risks are too substantial. Having this type of coverage protects your business in the event that something goes wrong in the future.

What is the cost of Manufacturing Insurance?

Similar to determining the type of coverage you will need; the cost also varies depending on the type of operation you are running. The main factors that impact pricing include:

  • Company Revenue
  • Type of Product Manufactured
  • Geography of Sales
  • Insurance Claims History
  • Value of building, machinery, and raw materials

Based on your answers to the questions above, pricing an insurance policy will begin with a premium of $1,500 annually and will go up from there.

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Who needs Manufacturers Insurance?

Whether you are a small operator or a large multi-national manufacturing operation, it is critical for your operation to protect itself with Manufacturing Insurance. In Canada, manufacturing operations typically fall into the following categories:

  • Automotive
  • Food and Beverage
  • Commercial Printers
  • Plastic Manufacturing Business
  • Sawmill and Wood Production
  • Biopharmaceuticals and Pharmaceuticals
  • Chemical Production
  • Medical Device Manufacturers
  • Rubber Producers
  • Textile Manufacturing
  • Machinery Production
  • Metal Fabrication

Talk to FCA about getting the right manufacturing insurance coverage for your industry.

FCA is Canada’s Commercial Insurance Expert Since 1919

FCA has over 103 years of experience in providing Canadian companies with commercial insurance. We have set the industry standard for turnaround time for both new and existing clients. We pride ourselves in ensuring our clients are receiving the best suite of coverages at a fair price.

How do I get Manufacturing Insurance?

To obtain manufacturing insurance, your FCA broker will require basic operational details by completing an application in order to get started quoting your business. Typically this information includes:

  • Company Revenue
  • Years of Operation
  • Type of Product Manufactured
  • Geography of Sales
  • Value of building, machinery, and raw materials
  • Insurance Claims History
  • Coverage Limits required
  • Completed Manufacturing Insurance Application

Once FCA received your completed application, we begin the process of obtaining quotes from our network of insurance partners to ensure you receive the coverage you need.

Why Choose FCA Insurance?

Ease of Doing Business

Ease of Doing Business – We set the industry standard for turnaround time for both new and existing clients, you can expect excellence.

Trusted by Insurance Markets

Trusted by Insurance Markets – Outstanding relationships with all of the most reputable insurance markets in the industry, giving you the power of choice.

Insurance is What We Do

Insurance is What We Do – Our industry leading team boasts eighty dedicated and licensed professionals ensuring a smooth and efficient experience.

What types of insurance should manufacturers have?

Here are just a few of the common insurance coverages that manufacturers may require:

  • Property, Plant & Equipment
  • Commercial General Liability
  • Products Liability
  • Product Recall
  • Cyber Insurance
  • Manufacturers E&O


Laura does the work to get us the best prices with the best coverage. She also keeps us abreast of the new types of insurance that a business such as ours might need. Her yearly renewal visit is comprehensive to say the least, but when she leaves, we all understand the exact nature of each and every policy our business has.


FCA covers us for all our business requirements, from equipment to liability, property, builds and everything in-between. Errol Williams is so patient and helpful; I am always confident that we are getting the best possible coverage at a competitive rate. Always the best service!


Jamie and his team have been great to deal with, providing transparent advice and excellent service!


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Our mission is to make insurance accessible. We put you in control of your insurance experience. FCA informs and empowers you, so you can choose amongst robust options, confident in the value of your protection and in the broad reach of your advocates.

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