Insurance companies need to know the exact physical characteristics of a commercial building in order to accurately rate the property. Your FCA broker will need to know the following to secure appropriate coverage:
Commercial Property Floater coverage is needed to protect your equipment regardless of its location.
Similar to property, your FCA broker requires specific information to obtain appropriate coverage including: the year, make, model, value, and description of use.
In the event of a claim, you’ll need to provide your broker with a breakdown of the incident, time and date the damage was discovered. This should also include a description of what peril triggered the damage and the property that was involved in the loss.
These details will be provided to the insurance company and a professional adjuster is assigned to discuss the incident further. As the claim progresses towards a settlement it is important to remember that your FCA broker is with you every step of the way, to advocate on your behalf and answer any questions you have during this difficult time.
FCA has long-standing relationships with its insurance partners to provide clients with fair and expedient resolutions of commercial property claims.
Yes, we understand business owners may be involved in a variety of industries and work to ensure all clients’ exposures can be covered, whatever they may be. Whether you have a standard commercial office building or a large manufacturing facility, FCA will find a solution for your coverage needs.
Laura does the work to get us the best prices with the best coverage. She also keeps us abreast of the new types of insurance that a business such as ours might need. Her yearly renewal visit is comprehensive to say the least, but when she leaves, we all understand the exact nature of each and every policy our business has.
FCA covers us for all our business requirements, from equipment to liability, property, builds and everything in-between. Errol Williams is so patient and helpful; I am always confident that we are getting the best possible coverage at a competitive rate. Always the best service!
Jamie and his team have been great to deal with, providing transparent advice and excellent service!