Get Your Estate Administration Bond Today

Are you an estate executor that has been asked to provide a surety bond?

If so, you need an estate administration bond and we can help. In order to get that bond, we will need some basic information that you or your lawyer will already have handy. It starts with a quick conversation with one of our brokers to get the process started.

Have you been told you don’t qualify or has it been weeks with no results?

Not to worry, this is a common issue that people face. The reality is that 100% of estate bonds can be approved with different measures put in place by the bond company. Estate bonds are often misunderstood by brokers and this can be frustrating if you’re in that situation. We specialize in surety bonds and have an in-house program that will allow for approvals for every estate executor regardless of the complexities.

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What is needed to apply for an Estate Administration Bond?


  • Copy of the Will

    If there’s a Will, we will need that document. If no Will exists, that’s no problem, administration bonds are frequently needed for estates without a Will.

  • Court Order Requesting the Bond

    If you are at the stage where the court has requested you post a bond to get probate, we will need a copy of that document.

  • Personal Net Worth Statement

    A summary of the executor’s personal assets and debts such as real estate, mortgages, investments, bank loans etc. We will provide you with a simple template to complete.

  • Administration Bond Application

    This application provides some basic information about the estate including an inventory of the estate, beneficiaries and other relevant details about the estate.

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Frequently Asked Questions

For estates up to $1M, an administration bond costs 1% of the bond amount. This is a flat fee regardless of how long the estate is outstanding. For larger estates over $1M this rate can decrease to 0.5% or even lower for very large estates.

Some companies charge annual rates that continue to renew until the bond is returned. This can become expensive especially with complicated estates. In addition, you will need to return the bond to the bond company. A request to court to return the bond can add additional legal costs as well as time and energy. You can avoid these steps when dealing with FCA Surety.

FCA has excellent relationships with the surety markets and underwriters. This allows us to expedite any urgent requests. Once the required documentation is provided by you we can provide Performance Bond approvals within 24-48 hours.

The administration bond guarantees that the executor settles the estate according to the Will or court order. It’s a form of surety bond that protects the beneficiaries and creditors of the estate.

An executor may need an administration bond for various reasons. If you are an executor that lives outside of Canada or outside of the jurisdiction of the estate’s assets, a bond will be required. If there’s no Will or the beneficiaries don’t consent to your appointment, a bond may also be required. Sometimes, when minors are involved as beneficiaries, the court may require a bond to protect their interest in the estate.

FCA Surety Bonds specializes in estate bond matters. We are one of the few brokers that have staff dedicated to estates. This means that we understand the business to ensure a smooth process with fast approvals.

If you’re a lawyer securing a bond on behalf of your client, we can offer programs specifically tailored to your law firm helping you secure bonds for all of your clients in a streamlined fashion. Please give us a call to discuss your firm’s options for a law firm program.

As a long-standing surety brokerage we have excellent working relationships with all of the surety companies currently operating in Canada. Our key partners include:

  • Intact
  • The Guarantee Company of Canada (GCNA)
  • Trisura Guarantee
  • Aviva
  • Travelers
  • Northbridge
  • Zurich
  • Western Surety
  • Economical
  • The Hartford
  • CNA
  • Liberty

We know these companies well and understand their underwriting philosophies and principles. This is very important as no two sureties are alike. By understanding the appetites of each company, we are able to place our clients with the right surety partner. This ensures not only excellent terms but also a long-standing relationship that supports the growth and flexibility that our contactors demand.

Why Choose FCA Surety?

Ease of Doing Business

We set the industry standard for turnaround time for both new and existing clients, you can expect excellence.

Trusted by Surety Markets

Outstanding relationships with all of the most reputable surety bond markets in the industry, giving you the power of choice.

Surety is What We Do

Our industry-leading team boasts seven full time dedicated surety professionals with a combined 80+ years of experience.


I required a bond to take over an estate. FCA Insurance was amazing to deal with. Chris Dardarian provided outstanding service, he kept me updated and informed throughout the entire ordeal. He was quick to return my calls and emails and was extremely knowledgeable. The experience was a lot smoother than what I initially anticipated would be a lengthy and stressful process. I would highly recommend FCA to anyone reading this.


My wife needed to obtain a surety bond as part of the process of gaining guardianship for her father. Neither of us were sure of what to do. We contacted FCA, and were connected to Chris. He was very responsive (in the middle of the first wave of the pandemic), and walked us through what we needed to provide. When it came time to finalize the bond, he was definitely on our side. He pushed hard for the best/lowest fee possible so that we could minimize the impact on my wife’s father’s finances. Furthermore, he and the team at FCA made it very easy to finalize the paperwork and obtain the bond. I would highly recommend FCA.


I required a bond to take over an estate requested by the court. FCA Insurance has been amazing to deal with. Chris Dardarian offered impeccable service, was quick to answer all my questions and was extremely knowledgeable. It’s great to deal with such a professional team. They turned what I thought was going to be a long stressful process into a breeze. I couldn’t be more impressed.


Get A Free Consultation Today!

It all starts with a conversation today with one of our surety bonding experts. Once we determine which type of surety bonds you require, we will work tirelessly to expedite these bonds for you.

1-844-241-5656   OR   Get a Quote