Your broker will need information on all the intended operators, including age and prior boating experience in similar vessels, as well as the particulars of the boat(s) to be insured which would include year, make, model, horsepower, maximum speed, value, and the required navigation limits. The insurer may require further information to provide your quote, such as a driver abstract.
Under a marine policy, a single claim will not usually affect your rates, but if your boat is insured under your homeowner policy it would be considered like a regular property claim and could affect your claims free discount and ability to obtain insurance with some providers.
A marine survey is performed by an independent marine surveyor and is intended to evaluate the condition and seaworthiness of the boat. The surveyor will identify any safety or maintenance issues that will require attention. Some insurers request these regularly, some insurers do not order them often. Sometimes confirmation of your boat’s condition can be adequately documented by current photographs and/or a letter from your mechanic.
Helen was recommended by a friend based on many years of outstanding, customer-oriented service. As a new client I have been impressed with her willingness to listen and to understand my needs so as to be able to tailor the policies proposed for home and auto insurance to my needs. Her personal touch, responsiveness and knowledegable approach are just what I wanted. Highly recommended.
Maha Touma is without question the finest representative that you could ask for. Bright, attentive, responsive, experienced, empathetic, and trustworthy are but a few of the descriptors that come to mind.
Maha has been with us through the good and not so good, the large and the everyday not so large.
Her professionalism shines through at every turn.
Jamie and his team have been great to deal with, providing transparent advice and excellent service!