We have worked with Canada’s foremost insurance providers to craft FCA’s exclusive (BPI) Bereavement Professionals Insurance Program. This offering is a custom-tailored package solution designed to address the unique risks faced by licensed funeral home operators and Bereavement sector professionals in Canada. This program was designed specifically for:
Class 1 & 2 Licensed Funeral Establishment Operators
Class 1 & 2 Licensed Transfer Service Operators
Licensed Funeral Directors
Crematorium & Aquamation Facilities
Cemetery, Burial & Mausoleum Operations
This custom program has been designed to meet the exposures attendant to bereavement sector operations in Canada. By leveraging FCA’s market relationships and the buying power of our entire portfolio, funeral home operators are able to benefit from preferred rates and terms not found anywhere else in the country. While coverage may differ depending on the size and scope of your operations, protection can be extended to include:
An essential policy for any funeral home involved in the embalming, cremation or preparation of the deceased – providing protection against claims of error or negligence.
Provides personal financial protection to the company’s directors & officers against the consequences of actual or alleged “wrongful acts” from customers, employees and related third-parties.
Coverage that protects against environmental contamination, including the seepage or wrongful disposal of embalming chemicals and pollutants.
In order for FCA to provide Insurance to your Funeral Home operation, there are a few main items we will require.
The annual cost of your insurance policy will vary, depending on a number of factors. This includes:
While policies for smaller operations may start at a minimum premium of $2,500, the quote will largely depend on the details provided in the four main categories above. Funeral home operators will benefit from our program’s preferred rates and terms achieved by leveraging the buying power of our entire portfolio with insurers.
Here at FCA, we have crafted our B.P.I Insurance Program from the ground up in partnership with some of Canada’s largest insurance companies. By leveraging the buying power of our entire portfolio, Funeral Home owners are able to benefit from our pre-negotiated market-leading terms and conditions.
As one of Canada’s few remaining independent insurance brokerages, we advocate fiercely on behalf of our clients without ties to any one insurance company. Our team of over 80 full-time experienced professionals are available around the clock to deliver exceptional service and a client-first approach.
We know insurance. Offering comparative benchmark statistics to advise on how your program stacks up against industry peers.
Leverage our deep, longstanding relationships with all of the most reputable insurance markets in the industry.
Our highly specialized team offer solutions to even the most complex risks, regardless of jurisdiction.
Our mission is to make insurance accessible. We put you in control of your insurance experience. FCA informs and empowers you, so you can choose amongst robust options, confident in the value of your protection and in the broad reach of your advocates.