Count On Us To Be There

Welcome to FCA Insurance, where you will enjoy the personal attention you deserve, unmatched service, and the expert advice you have been looking for all these years.

Commercial Personal

Why Choose FCA Insurance?

Ease of Doing Business

We set the industry standard for turnaround time for both new and existing clients, you can expect excellence.

Trusted by Insurance Markets

Outstanding relationships with all of the most reputable insurance markets in the industry, giving you the power of choice.

Insurance is What We Do

Our industry leading team boasts eighty dedicated and licensed professionals ensuring a smooth and efficient experience.

Surety Bonds

At FCA Surety, we have been providing surety bond solutions to the Canadian business community for over 100 years. Our surety team has a combined 80 years’ worth of surety bond industry experience and over the years we have seen it all.

Learn More

Commercial Insurance

Every unique business – large or small, complex or not – faces a unique range of hazards, and deserves its own customized menu of protection. As the decision-maker for your organization, you want to know what your options are, and how best to manage your risk.

Learn More

Personal Insurance

Each and every person and family has its own unique story and deserves its own customized menu of protection. As the decision-maker for your family, you want to know what your options are, and how best to protect your assets and manage your risk.

Learn More

Group Benefits

Benefits are a critical means to attract and retain the highest quality employees. In today’s competitive market, benefits are no longer considered to be a stand-alone product in a silo; rather, they are just one piece of a total compensation package.

Learn More

Reviews

Reviews Slider From Plugin.

FCA has been providing Canadian families and businesses with insurance, surety bonds and benefits since 1919.

We have set the industry standard for turnaround time for both new and existing clients. We pride ourselves in ensuring our clients are receiving the best suite of coverages at a fair price.

Learn More

FCA Insurance Partners

Our Latest News

Read more on Commercial General Liability (CGL) for Cannabis Producers
Commercial General Liability (CGL) for Cannabis Producers

Author: Kyle Muscat The cannabis industry has offered a meaningful opportunity for budding entrepreneurs. However, along with this, cannabis busines...

Read Blog Commercial General Liability (CGL) for Cannabis Producers
Read more on What is a Surety Bond?
What is a Surety Bond?

Simply stated, a Surety Bond guarantees the contractual obligations of a contracting entity (the “Contractor”) to the purchaser of their services ...

Read Blog What is a Surety Bond?
Read more on What are Performance Bonds and Bid Bonds?
What are Performance Bonds and Bid Bonds?

If you are in the construction industry and are bidding larger projects, you likely have already run into a “bond” requirement. Bid Bonds and Perf...

Read Blog What are Performance Bonds and Bid Bonds?

Get A Free Consultation Today

Our mission is to make insurance accessible. We put you in control of your insurance experience. FCA informs and empowers you, so you can choose amongst robust options, confident in the value of your protection and in the broad reach of your advocates.

Get a Quote OR 1-800-267-0281


At FCA we work for you, only. We don’t answer to any outside owners, not to Insurers or head offices outside Canada. You get the best advice, tailored to you alone.

FCA Insurance Brokers has their head office in Toronto, Ontario. We also have offices in Port Carling and Pickering. From these offices we service clients across Canada.

While we are physically located in Ontario, we do work with clients across Canada. We also work with international companies, including companies operating out of the US, on their Canadian insurance and surety needs.

Our office locations are open from 9am to 5pm Monday to Friday.

Yes, FCA provides a full suite of commercial and personal insurance offerings for our clients.

Yes, FCA provides a full suite of surety bond offerings including but not limited to construction surety bonds, customs and importer bonds, administration bonds, developer surety bonds and more.

Stephen Smith

Director, Strategic Growth Initiatives

416-522-1416

Linkedin

Andrew Cartwright

Vice-President, Surety

416-888-3240

Linkedin

Peter Toole

Vice-President, Construction Insurance

416-567-5694

Linkedin

Andrew McDonald

Vice-President, Commercial Insurance

416-859-1007

Linkedin

Our organization has been working with FCA Surety Bonds and Insurance for over 2 years. The team, led by Jamie Collum and Warren Griffiths, exceeds expectation in service, responsiveness and construction knowledge. Our business needs often demand last minute bonding, and we have never been disappointed by FCA. Always going above and beyond to deliver the right solution in a seamless and effortless manner. We highly recommend FCA for all construction insurance needs.

Rebecca Slider 1

After 6 years in business, our construction company was asked to provide bonding for 3 very important projects that were awarded to us. We had no idea where to start as bonding was something totally unknow to our organization. A quick search online, and let me say, we couldn’t have found a better company to assist us…. FCA! Andrew and his team were quick to explain the intricacies of bonding, all the requirements including processes. They took their time to clearly explain and educate us on all that is bonding. They were patient and they took the time to walk us through the necessary steps to get us started and set up. These days, it is rare to recieve this level of support. I highly recommend FCA!

Max Slider 2

FCA is one of the best companies we have had the pleasure of working with so far. Very professional, fast and always on time. Looking forward to continue working with them.

Mo Slider 3

Content *

Name Slider 4

Description