Construction Bonds

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Why do Contractors choose FCA Surety?

FCA Surety offers a dedicated team of Construction Surety professionals to serve your needs. We have been providing insurance and surety programs to the construction and building industry since our inception in 1919 and we are currently working with over two hundred contractors across Canada. With over eighty years of combined experience, we have the expertise, resources, and dedication to partner with construction firms of all sizes. At FCA, we truly understand how your business operates and we work with you to manage your surety facility to allow for constant change and growth. FCA Surety is proud to be the fastest-growing independent surety brokerage in Canada.

FCA Surety can help if you are one of the following:

General Contractor

You are bidding as a prime contractor on a public or private tender with bonding requirements at both the tender and award stage.


You are bidding a public or private tender or to a General Contractor and a Bid Bond or Agreement to Bond is being requested.

Civil Contractor

You are bidding on public works projects that require bonds at both the tender and award stage such as road building, bridge works, etc.

Service Contractor

You are bidding on a multi-year service contract to a public agency such as landscaping services, snow removal, line painting, etc.

Construction Surety Bonds

Bid Bonds & Other Tender Bonds

Bid Bonds, Surety Consent Letters, Agreements to Bond and Surety Prequalification Letters are types of construction tender bonds are often required at the tender stage for public and private owners.

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Performance Bonds

Performance bonds are types of surety bonds issued by a surety company that guarantee the satisfactory completion of construction projects by a contractor. Performance bonds are now mandatory on all public contracts valued at over $500,000 in Ontario.

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Labour & Material Payment Bonds

Labour & Material Payment bonds are a type of  construction bond that is used to guarantee that subcontractors and suppliers are paid for the works and materials they supply on a project. These bonds are now mandatory on all public contracts valued at over $500,000 in Ontario.

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FirstBond for New Contractors

FCA has developed a quick and easy bonding solution for contractors that are new to bonding across Canada. The program offers same day approvals for bonding facilities for tenders and awarded contracts up to a $1M in value.

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Construction Lien Bonds

A construction lien is a claim made against a property by a contractor or subcontractor who has not been paid for work done on that property. A lien bond may be requested by a contractor in order to remove a construction lien placed by a subcontractor.

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Why Choose FCA Surety?

Ease of Doing Business

We set the industry standard for turnaround time for both new and existing clients, you can expect excellence.

Trusted by Surety Markets

Outstanding relationships with all of the most reputable surety bond markets in the industry, giving you the power of choice.

Surety is What We Do

Our industry-leading team boasts seven full time dedicated surety professionals with a combined 80+ years of experience.


Our organization has been working with FCA Surety Bonds and Insurance for over 2 years. The team, led by Jamie Collum and Warren Griffiths, exceeds expectation in service, responsiveness and construction knowledge. Our business needs often demand last minute bonding, and we have never been disappointed by FCA. Always going above and beyond to deliver the right solution in a seamless and effortless manner. We highly recommend FCA for all construction insurance needs.


After 6 years in business, our construction company was asked to provide bonding for 3 very important projects that were awarded to us. We had no idea where to start as bonding was something totally unknow to our organization. A quick search online, and let me say, we couldn’t have found a better company to assist us…. FCA! Andrew and his team were quick to explain the intricacies of bonding, all the requirements including processes. They took their time to clearly explain and educate us on all that is bonding. They were patient and they took the time to walk us through the necessary steps to get us started and set up. These days, it is rare to recieve this level of support. I highly recommend FCA!


FCA is one of the best companies we have had the pleasure of working with so far. Very professional, fast and always on time. Looking forward to continue working with them.


Get A Free Consultation Today!

It all starts with a conversation today with one of our surety bonding experts. Once we determine which type of surety bonds you require, we will work tirelessly to expedite these bonds for you.

1-844-241-5656 OR Get a Quote